Sunday, October 16, 2016


If you are thinking of filing bankruptcy due to a Wage Garnishment Order, In most cases filing bankruptcy will stop your future wages from being garnished and in fact it might be possible to get some of your garnished wages back!

But, the surroundings circumstances must be in your favor in order to get you wages back; specifically,

1.    The wages garnished must have been $600.00 or more within the 90 days prior to filing bankruptcy as you can only recover garnished wages from the 90 days preceding filing bankruptcy; and

2.    You can exempt the wages once they are returned to you.

Garnished wages needs to be listed on your schedules and then elected to be exempted. It is also very important to note that the garnished wages will not be returned right away. It will most likely take several months for you to receive your wages.

If the garnished wages have simply only been taken out of your paycheck and never sent to your creditor, then they should still be being held by your employer. If that is the case, then your employer should simply return the funds to you once they receive notice that you have filed bankruptcy. However, you will only be able to keep the funds if you are able to exempt them.

If your wages are currently being garnished and you are thinking of filing bankruptcy in order to stop the wage garnishment, contact the best Bankruptcy Attorney in Guam, today at the Law Office of Mark Williams by calling (671) 637-9620/1. Not only will Attorney Mark Williams help you file bankruptcy, he can also help you determine whether bankruptcy is right for you, and show you how he can help stop your wage garnishments.

Check out more valuable information about Guam's Laws and working with Mark Williams, Guam's Best Lawyer, on Dededo Law Office's website,

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