Monday, August 28, 2017

TOP 6 REASONS TO CONSIDER CHAPTER 13 BANKRUPTCY

Bankruptcy protects what you’ve been building and working hard for.  The following is a list of reasons you should consider consulting about Bankruptcy with Attorney Mark Williams:

1. Your wages are being garnished.
2. You can’t make the minimum payments on your personal loans or credit cards.
3. You’re inside the infamous ‘Robbing Peter to Pay Paul’ cycle or continuously borrowing money or living off of your credit cards.
4. You’re behind on your mortgage or your mortgage company has threatened or started the foreclosure process.
5. You owe Uncle Sam (owe taxes)
6. Your investment properties are upside down.
Attorney Mark Williams has over 22 years experience in turning around people's financial situation.  He can help you too. #1 trusted bankruptcy attorney in Guam.  The Law really is on your side.
Check out more valuable information about Guam's Laws and working with
Mark Williams, Guam's Best Lawyer, on Dededo Law Office's websites: www.guamlegal.com www.bankruptcylawyerguam.com  www.injurylawyerguam.com                
 

Sunday, August 20, 2017

Do we need to Consider Bankruptcy?

Bankruptcy may be your best solution if:

• Your debts total more than half your annual income.

• It would take five years or more to pay off your debt, even if you took extreme measures.

• Your debt interferes with other aspects your life, such as your relationships or your ability to sleep.

Over 22 years of experience - We can help!

Mark Williams, Guam's Best Lawyer, on Dededo Law Office's websites: www.guamlegal.com www.bankruptcylawyerguam.com www.injurylawyerguam.com


Monday, August 14, 2017

BANKRUPTCY STOPS COLLECTIONS, LAWSUITS AND WAGE GARNISHMENTS!!


Bankruptcy stops collection calls, lawsuits and wage garnishments. It erases debt. And despite what you’ve heard, bankruptcy may help your credit scores.
Credit bureaus, Collection Agencies and financial institutions often say bankruptcy is the single worst thing you can do to your credit scores.  However where you may already have repossessions, charge-offs, lawsuits and collection activity on your report, you usually have nowhere to go but up with your credit score.  And the reason those in the financial industry, bankruptcy say that bankruptcy is the single worse thing you can do is only because bankruptcy is the only thing that will really stops collection activity once and for all!

Therefore, because most people struggle so long with their debt that their credit is already battered by the time they file for bankruptcy, once they do file bankruptcy, their scores typically rise, not fall!.  
 

Check out more valuable information about Guam's Laws and working with
Mark Williams, Guam's Best Lawyer, on Dededo Law Office's websites: www.guamlegal.com www.bankruptcylawyerguam.com  www.injurylawyerguam.com                

Monday, August 07, 2017

Freedom from certain debts


Chapter 7 bankruptcy wipes out many kinds of debt, including:
· Credit card debt.
· Medical bills.
· Personal loans.
· Civil judgments (except for fraud).
· Past-due rent.
· Past-due utility bills.
· Business debts.
· Some older tax debts.

Some debts, including child support and recent tax debt, can’t be erased in bankruptcy. But if your most of your other troublesome debt can be discharged, then erasing these other debts could give you the room you need to repay what remains.


Check out more valuable information about Guam's Laws and working with Mark Williams, Guam's Best Lawyer, on